SJS Investment Services creates a weekly market update to summarize performance characteristics for major stock and bond indices.

2025 closed out with global stock markets delivering another remarkable year, capping one of the strongest three-year stretches in stock market history. The April correction now feels like a distant memory as tariff shocks came and went.

Each quarter, we create an outlook that covers topics including general investment market conditions, financial planning considerations, and SJS news.

SJS Q1 2025 Outlook includes a market update, team highlights, SJS book club insights and important information on the social security fairness act.

Every four years, we get the same question (whether you have asked it, or you are thinking it) – how will the election affect my portfolio?

This Outlook includes our discussion of election time, financial to-dos before the end of the year, new SJS Perrysburg office, SJS Team updates, and looking forward to Q4 2024.

When working with investment managers, we want them to share that same client-first philosophy and sit on the same side of the table with us.

The Outlook includes our evolving MarketPlus® Investing philosophy by standing on the shoulders of giants, and ways to help protect your personal information and financial assets. We also highlight The Ability Center and look forward to Q2 2024.

You can consider putting excess cash into a money market fund, short-term U.S. Treasury bonds, or a short-term bond mutual fund / ETF.

The future of the housing market is uncertain, and its resilience will be a crucial factor in the broader economic landscape.

The SJS Q3 2023 Outlook includes our insights on gifting and charitable contributions as well as U.S. real estate. We also look forward to Q4 2023.

The SJS Q2 2023 Outlook includes our insights on building up our local communities as well as market performance so far in 2023. We also share even more members of the SJS family and look forward to Q3 2023.

It’s important to recognize how difficult it is to predict what will happen in the short-term for investment markets, and how much margin for error there should be for any prediction.

The SJS Q1 2023 Outlook includes our insights on planning for your legacy, tomorrow’s headlines today, how the SECURE 2.0 Act may impact your finances, and looking forward to Q2 2023.

The market’s reaction to tech in the first quarter is another reminder of how hard it is to time and predict the market, even if you “know” what is going to happen.

On the recent bank distress and investment markets.

The end of the year provides a great time for us to reflect on recent experience to divine lessons to help us going forward.

History has shown that over long periods of time, gold has often failed to outpace inflation, even before considering fees.

Video on our MarketPlus Investing philosophy.

We believe that trying to time when to get in and out, or what to buy and sell, represents little more than gambling.