Individuals and Families
Retire on Your Terms
As your financial picture grows more complex, it’s natural to wonder if you’re making the right decisions. You have goals—whether it’s funding a dream retirement, leaving a legacy, or simply enjoying life today—and you need clear, experienced guidance to turn those aspirations into reality.
For over 30 years, SJS Investment Services has partnered with individuals and families to provide insights and guidance for these types of goals and beyond. Individuals and families can have peace of mind knowing they have a wealth management team who they can go to for guidance at life’s crossroads. With financial advisors across the country, SJS can be there when you need support most.
Common Questions
Who understands me and my financial goals?
Have I saved enough money to retire?
Can I afford to leave an inheritance for my children and grandchildren?
How can I prepare for the future and still enjoy life today?
How can I reduce my taxes?
What will my retirement look like?
How We Help
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Our goal is to provide the analysis and strategies that help you make good financial decisions now and in the future. At SJS, we can help you:
Create an action plan to optimize all areas of your wealth
Build a cash flow plan balancing income sources and expenses
Incorporate goals like travel and philanthropy into your financial planning
Account for the tax impact of retirement accounts’ transactions
Make decisions about Social Security timing and Medicare options
Review your insurance needs and make recommendations through a licensed insurance agent, particularly for life insurance coverage
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Cash flow management
Charitable giving
Financial planning
Investment management
Lifestyle and retirement goals
Risk management
Social Security analysis
Tax and estate coordination
Tax optimization
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Our local financial advisors take the time to learn what matters most to you, then craft and implement a customized financial plan that grows, protects, and preserves your wealth. We coordinate seamlessly with your other trusted professionals—accountants, attorneys, insurance agents—to ensure every piece of your financial life works together. We also will conduct progress check-ins as needed to answer any questions and help keep your financial goals on the right track.
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We provide a secure and personal MySJS online portal with 24/7 access for tracking goals, account balances, investment progress, financial statements, and tax documents.
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We are a fee-based investment advisor. We monitor and disclose any fees to you.
We charge a fee based on assets under management that is paid directly by you, our client. Your investment management fee is calculated as a percentage of the market value of all assets in your account(s) on the last day of trading of each calendar quarter.
For unique investment practices, special reporting requirements or extraordinary advisory services, special fees will be negotiated on a client-by-client basis.
Investments (such as mutual funds and exchange-traded funds (ETFs)) contained in your portfolio typically bear separate and additional expense ratios, disclosed by the prospectus and offering documents.
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We work with a variety of individuals and families, helping them through life’s transitions, preserve and grow their wealth, and achieve their goals.
Download the following service sheets to see how we can help you specifically:
We strive to free you from the burden of worrying about your finances so you can stay focused on the people and experiences you care about most.
Schedule a Discovery Meeting
Contact us to schedule your complimentary discovery meeting and discuss how we can help support your financial goals.
Call (800) 434-4406, fill out the form below or visit our Contact page for more information.