Am I Eligible For Medicare & How Do I Enroll?

By Senior Advisor Andrew Schaetzke, CFP®

Medicare Open Enrollment (October 15 – December 7, 2025) is the time to review your current healthcare coverage and make changes for the year ahead. Determining when you must enroll in Medicare can be complicated. Depending on your situation, you may be automatically enrolled or you may have to proactively enroll.

To help simplify the process, we’ve included two guides that outline key decisions and considerations, including:

  • Eligibility before age 65

  • Eligibility with fewer than 40 work credits

  • Applicable premiums

  • Impact of age on enrollment

  • Automatic enrollment events

  • Initial Enrollment Period rules

  • Coverage start dates

Please feel free to reach out to your SJS advisor at any time to support you in the process. We are happy to help talk through any questions so you can feel confident about your Medicare choices for this coming year.

Please click on the images below to view the PDF.


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