By Senior Advisor Andrew Schaetzke, CFP®
Medicare Open Enrollment (October 15 – December 7, 2025) is the time to review your current healthcare coverage and make changes for the year ahead. Determining when you must enroll in Medicare can be complicated. Depending on your situation, you may be automatically enrolled or you may have to proactively enroll.
To help simplify the process, we’ve included two guides that outline key decisions and considerations, including:
Eligibility before age 65
Eligibility with fewer than 40 work credits
Applicable premiums
Impact of age on enrollment
Automatic enrollment events
Initial Enrollment Period rules
Coverage start dates
Please feel free to reach out to your SJS advisor at any time to support you in the process. We are happy to help talk through any questions so you can feel confident about your Medicare choices for this coming year.
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There is no guarantee investment strategies will be successful. Past performance is no guarantee of future results. Diversification neither assures a profit nor guarantees against a loss in a declining market.
Advisory services are provided by SJS Investment Services, a registered investment advisor with the SEC. Registration does not imply a certain level of skill or training. SJS Investment Services does not provide legal or tax advice. Please consult your legal professional or tax professional for specific advice.
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