Public Funds

Helping You Preserve Your Public Entity’s Assets

We understand that preserving assets is a top priority for public entities. Since 1995, SJS Investment Services has worked with cities, villages, municipal districts, townships, school districts, and other public entities to help them define and achieve their risk and income goals. We are experienced in the nuances of public sector investing, and we understand the challenges you face and the objectives you must meet.

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Common Questions

  • Who can we talk to who understands our priorities?

  • How do we protect our income stream amid declining interest rates?

  • How do we design the portfolio with prudent diversification?

  • What credit risk control measures should we use?

  • How do we protect the portfolio against interest rate risk?

  • How do we manage the portfolio to capture a fair market rate of return?

  • How do we ensure liquidity when we most need it?

  • How do we invest bond proceeds to meet cash flow requirements?

How We Help

  • Our goal is to help you preserve your public assets over the long term. We can help you:

    • Determine risk, return, and cash flow expectations

    • Establish appropriate reporting and portfolio tracking methods

    • Understand, measure, and balance risk via establishing risk controls

    • Manage your portfolio on a discretionary or non-discretionary basis

    • Create a portfolio with a goal to protect your income stream against declining interest rates

    • Cash flow analysis

    • Investment management

    • Investment policy review

    • Liquidity analysis

    • Risk analysis

  • SJS has refined our processes over the past three decades as an RIA (Registered Investment Advisor) firm. We will start with a comprehensive analysis of your goals, cash flow needs, and obligations. We will then work with you to create and manage a portfolio that can help you meet your debt obligations, operating expenses, and even the unexpected.

  • We provide a secure and personal MySJS online portal with 24/7 access for tracking goals, account balances, investment progress, financial statements, and tax documents.

  • We are a fee-based investment advisor. We monitor and disclose any fees to you.

    We charge a fee based on assets under management that is paid directly by you, our client. Your investment management fee is calculated as a percentage of the market value of all assets in your account(s) on the last day of trading of each calendar quarter. 

    For unique investment practices, special reporting requirements or extraordinary advisory services, special fees will be negotiated on a client-by-client basis. 

    Investments (such as mutual funds and exchange-traded funds (ETFs)) contained in your portfolio typically bear separate and additional expense ratios, disclosed by the prospectus and offering documents.

We serve as a trusted advisor for public funds, offering expertise and support at every step.

Schedule a Discovery Meeting

We’re here to help you live the life you love, care for the people you cherish, and achieve your dreams. Reach out today to schedule your complimentary discovery meeting and take the first step toward achieving your financial goals.

Call (800) 434-4406, fill out the form below or visit our Contact page for more information.