Retirement Plan Services

Helping You and Your Employees Save for the Future

You and your employees work hard, and you deserve peace of mind knowing the right retirement plan is in place for the future. With experience as a nationally-recognized RIA (Registered Investment Advisor) firm since 1995, SJS is here to help.

SJS Investment Services has vast experience designing cost-effective retirement plans for many types of businesses. We take a consultative approach by helping participants understand their options and learn about tax-efficient ways they can increase wealth in retirement.

Along with developing a retirement plan—including choosing investments and identifying default portfolios—we can also educate participants about plan features so they understand how to best leverage their retirement plan to achieve long-term goals. 

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Common Questions

  • Who can we talk to who understands our priorities?

  • What type of retirement plan is best for my business?

  • How can we structure a retirement plan to comply with regulatory rules?

  • How can we save more through retirement plans?

  • Which investments should we include within the retirement plan?

  • How do we decrease the costs of a retirement plan?

  • How can we encourage employees to save more?

How We Help

  • Our goal is to provide the plan structure and implementation that helps increase wealth for the long term. We can help you:

    • Evaluate retirement plan capabilities and partners

    • Create an employer financial match that is safe-harbor compliant, motivates employees to save, and is financially feasible

    • Determine well-diversified, low-cost, appropriate investment offerings

    • Educate employees on investment options and what may be appropriate for each of them

    • Identify defaults that automatically help employees save

    • Cash flow management

    • Collaboration with administrators and accountants

    • Investment management

    • Liquidity management

    • Regulatory review

    • Risk management

  • We will start with a comprehensive analysis of your objectives and capabilities. We will then help you create a retirement plan, work with administrators and accountants, choose investments, and identify default portfolios. We can also help educate participants about plan features and work with them to utilize the retirement plan in ways that fit with their long-term goals.

    Your services are supported by our proprietary investment process, MarketPlus® Investing, which helps you achieve your fiduciary obligations with institutional mutual funds with low costs in mind.

  • We provide a secure and personal MySJS online portal with 24/7 access for tracking goals, account balances, investment progress, financial statements, and tax documents.

  • We are a fee-based investment advisor. We monitor and disclose any fees to you.

    We charge a fee based on assets under management that is paid directly by you, our client. Your investment management fee is calculated as a percentage of the market value of all assets in your account(s) on the last day of trading of each calendar quarter. 

    For unique investment practices, special reporting requirements or extraordinary advisory services, special fees will be negotiated on a client-by-client basis. 

    Investments (such as mutual funds and exchange-traded funds (ETFs)) contained in your portfolio typically bear separate and additional expense ratios, disclosed by the prospectus and offering documents.

We're here to help you turn your hard work into the retirement you envision.

Schedule a Discovery Meeting

Contact us to schedule your complimentary discovery meeting and discuss how we can help support your financial goals.

Call (800) 434-4406, fill out the form below or visit our Contact page for more information.