You may ask yourself: Can I even afford to retire and still live the life I want, care for the people I love, and have enough money to last the rest of my years? Our what-if scenarios and considerations can help reduce some of that uneasiness.

We can’t know the future, but we can use our experience to become smarter about it. Understanding the likely range of scenarios in advance may be the next best thing to certainty.

It happens, time and time again. One of us will meet with a long-time client, and that client will learn about one of the many services SJS can provide and exclaim, “I didn’t know SJS could do that!”

Annuities are long-term investments designed to help you achieve your long-term goals. Annuities provide the benefit of tax-deferred growth of earnings.

Is the media confused about what is actually happening in investing, or are they trying to confuse us? Good question – and one without a good answer. One of the best things you can do is to inform yourself before acting on any advice.