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SJS Investment Services

Home
About Us
Why SJS
Our Purpose, Mission, & Values
Meet Your Team
SJS History
Community Involvement
Form CRS
SEC Disclosures
Who We Serve
Individuals & Families
Business Owners
Non-profits, Endowments & Foundations
Retirement Plan Services
Public Funds
How We Serve
What We Do For You
The SJS Process
MarketPlus® Investing
MySJS Portal App
Multi-Family Office
Socially Responsible Investing
News & Blog
Contact Us
Get Started
MySJS Portal
February 24, 2025
Security
Bobby Adusumilli
Protecting Your Personal Information and ...

While the returns on your investments are important, so is the safety of your personal information and assets.

Protecting Your Personal Information and Financial Assets
January 13, 2025
Financial Planning
Andrew Schaetzke, CFP®
Important Financial Planning Numbers For 2025

To help you financially plan for 2025, we provide this resource with important numbers for the year.

Important Financial Planning Numbers For 2025
January 6, 2025
Investing, Financial Planning
Kirk Ludwig, CFIP, AIF®
The Tale Of Two Curves: What The Yield Curve ...

The yield curve isn’t just an academic concept; it impacts real-life decisions.

The Tale Of Two Curves: What The Yield Curve Means For You
January 6, 2025
Financial Planning
Bobby Adusumilli
Planning Financially For The New Year

As we begin the new year, we have some ideas for concrete actions to start your new year on the right foot, financially.

Planning Financially For The New Year
January 6, 2025
Community Involvement
Scott Savage
What A Difference A Year Makes: SJS Puppy

SJS began sponsoring an Assistance Dog at The Ability Center in Sylvania, Ohio. Assistance Dogs help individuals with disabilities achieve greater independence.

What A Difference A Year Makes: SJS Puppy
Thomas Kelly, CFA
January 22, 2021
Investing

While You Weren't Sleeping - Performance Of Markets In 2020

Thomas Kelly, CFA
January 22, 2021
Investing
While You Weren't Sleeping - Performance Of Markets In 2020

Ignorance is bliss. At least that’s how we feel about the markets in 2020. The person who did not look at the news or troubles of the world was rewarded with an incredible year in the markets.

Tagged: Suggested Reading, Individuals & Families, Tom Kelly, Stock Market Performance, Long-Term Investing

Scott Savage
January 18, 2021
SJS News

25 Years And Just Getting Started

Scott Savage
January 18, 2021
SJS News
25 Years And Just Getting Started

The reason we exist is YOU, and we were pleased to send each of our clients an American flag as a symbol of our gratitude and our pride in living in the greatest country in the world.

Tagged: Suggested Reading, Individuals & Families, Scott Savage, SJS 25th Anniversary, American Flags, Thank You, Community Involvement

Thomas Kelly, CFA
January 12, 2021
Financial Planning

Should You Change Your Financial Plan Because Of A One-Party Government?

Thomas Kelly, CFA
January 12, 2021
Financial Planning
Should You Change Your Financial Plan Because Of A One-Party Government?

It appears that Democrats will control the Presidency and Congress. Naturally, the question many clients have been asking is “What does this mean for my portfolio?”

Tagged: Suggested Reading, Individuals & Families, Tom Kelly, One-Party Government, Managing Taxes, Long-Term Investing, Bobby Adusumilli

Scott Savage
January 6, 2021
SJS Outlook

SJS Outlook: Q4 2020

Scott Savage
January 6, 2021
SJS Outlook
SJS Outlook: Q4 2020

SJS Q4 2020 Outlook on recent market conditions, financial planning considerations, and SJS news.

Tagged: Suggested Reading, Individuals & Families, MarketPlus Investing, Market Outlook, Financial Education

Scott Savage
December 30, 2020
Investing

Are You Starting To Invest? Some Considerations

Scott Savage
December 30, 2020
Investing
Are You Starting To Invest? Some Considerations

We think having the next generation beginning to invest is a great thing. We believe these points can help you as you start your investment journey.

Tagged: Suggested Reading, Individuals & Families, Michael Savage, Long-Term Investing, Young Professionals, Bobby Adusumilli

Jennifer Smiljanich, CFP®
December 22, 2020
Financial Planning

Are Your Assets Protected From Cyber Attack?

Jennifer Smiljanich, CFP®
December 22, 2020
Financial Planning
Are Your Assets Protected From Cyber Attack?

The alter ego to the Internet’s free-flow of information is “cybercrime.” There are several steps you can take to help protect your personal, private information.

Tagged: Suggested Reading, Individuals & Families, Jennifer Smiljanich, Catherine Stanley, Cyber Security, Financial Security

Scott Savage
December 16, 2020
Community Involvement

'Tis The Season: 7 Tips To Help Your Favorite Nonprofit Raise More Money

Scott Savage
December 16, 2020
Community Involvement
'Tis The Season: 7 Tips To Help Your Favorite Nonprofit Raise More Money

For nonprofits, less than 50% of donations come from the previous year’s donors. Here are 7 ways to potentially inspire more giving to your favorite nonprofit.

Tagged: Suggested Reading, Scott Savage, Institutions, Non-Profits, Philanthropy, Bobby Adusumilli

Andrew Schaetzke, CFP®
December 11, 2020
Financial Planning

There's Always Something Smart To Do: Harvesting Losses

Andrew Schaetzke, CFP®
December 11, 2020
Financial Planning
There's Always Something Smart To Do: Harvesting Losses

Some taxable clients have recently asked us: what can we do with our harvested losses? Investors may have the following options.

Tagged: Suggested Reading, Individuals & Families, Andrew Schaetzke, Tax Loss Harvesting, Managing Taxes, Bobby Adusumilli

Andrew Schaetzke, CFP®
December 9, 2020
Financial Planning

2021 Financial Planning: Tax Rates, Retirement Plan Contributions, and More

Andrew Schaetzke, CFP®
December 9, 2020
Financial Planning
2021 Financial Planning: Tax Rates, Retirement Plan Contributions, and More

We want to provide the below resource to help you easily find important financial planning numbers for 2021.

Tagged: Suggested Reading, Individuals & Families, Financial Preparation, Andrew Schaetzke

Scott Savage
November 19, 2020
SJS News

SJS 25th Anniversary: In Gratitude To You

Scott Savage
November 19, 2020
SJS News
SJS 25th Anniversary: In Gratitude To You

Thank you for all your collaboration, confidence, and trust in us over the past 25 years. Please know the depth of my gratitude is impossible to put into words.

Tagged: Suggested Reading, Individuals & Families, Scott Savage, SJS 25th Anniversary, SJS History, Community Involvement

Jennifer Smiljanich, CFP®
October 29, 2020
Financial Planning

Always Expect The Unexpected

Jennifer Smiljanich, CFP®
October 29, 2020
Financial Planning
Always Expect The Unexpected

Here is a short list of what you can do now to ease the burden on your loved ones in case some unexpected event prevents you from caring for your family.

Tagged: Suggested Reading, Individuals & Families, Unexpected Events, Jennifer Smiljanich, Preparing Your Loved Ones

Bobby Adusumilli
October 23, 2020
Investing

How Will Inflation Impact Your Portfolio?

Bobby Adusumilli
October 23, 2020
Investing
How Will Inflation Impact Your Portfolio?

Since expected U.S. inflation is now near the long-term target of 2.00%, we think it is reasonable to expect that interest rates will remain near current levels.

Tagged: Suggested Reading, Individuals & Families, Bobby Adusumilli, Interest Rates, Inflation

Thomas Kelly, CFA
October 15, 2020
Investing

How Will The Presidential Election Impact Your Investments?

Thomas Kelly, CFA
October 15, 2020
Investing
How Will The Presidential Election Impact Your Investments?

Based on our research, we believe your portfolio allocation and the discipline to stick to it are far more important to your results than who is President.

Tagged: Suggested Reading, Individuals & Families, Tom Kelly, Stock Market Performance

Scott Savage
October 9, 2020
Investing

Unmasking The 2020 Stock Market

Scott Savage
October 9, 2020
Investing
Unmasking The 2020 Stock Market

As we begin the last quarter of a surreal 2020, SJS feels compelled to “unmask” the U.S. stock market’s performance year-to-date.

Tagged: Suggested Reading, Individuals & Families, Scott Savage, Diversification, 2020 Stock Market Return Analysis

Scott Savage
October 6, 2020
SJS News

SJS Welcomes Michael Savage!

Scott Savage
October 6, 2020
SJS News
SJS Welcomes Michael Savage!

After interning at the SJS Arizona office in Spring 2020, Michael Savage has joined our team in Sylvania!

Tagged: SJS Team, Michael Savage

Andrew Schaetzke, CFP®
October 1, 2020
Financial Planning

When Should You Refinance Your Mortgage?

Andrew Schaetzke, CFP®
October 1, 2020
Financial Planning
When Should You Refinance Your Mortgage?

What should you think about when considering refinancing a mortgage? We provide this resource for you to help determine whether to refinance your mortgage.

Tagged: Suggested Reading, Individuals & Families, Andrew Schaetzke, Mortgage, Refinance

Scott Savage
September 24, 2020
Retirement Plans

What Is The Value Of Your Advisor? - Retirement Plans

Scott Savage
September 24, 2020
Retirement Plans
What Is The Value Of Your Advisor? - Retirement Plans

What do plan sponsors find important when it comes to structuring and managing retirement plans for their participants?

Tagged: Suggested Reading, Retirement Planning, Retirement Plan Sponsors, Craig Huntington, Institutions, Bobby Adusumilli

Scott Savage
September 17, 2020
Investing

What Business Should You Start?

Scott Savage
September 17, 2020
Investing
What Business Should You Start?

I am often asked by aspiring entrepreneurs, “What business should I start?” If you can find overlap in these three areas, you just might have a business idea.

Tagged: Suggested Reading, Scott Savage, Business Owners, Starting a Business

Scott Savage
September 10, 2020
Financial Planning

How To Maintain Wealth For Generations

Scott Savage
September 10, 2020
Financial Planning
How To Maintain Wealth For Generations

Did you know that 70 percent of millionaire families lose their wealth by the second generation (grandchildren)? It doesn’t have to. Here’s what you need to know.

Tagged: Suggested Reading, Individuals & Families, Scott Savage, Estate Planning, Generational Wealth

Jennifer Smiljanich, CFP®
September 3, 2020
Financial Planning

Leave The Worrying To Us

Jennifer Smiljanich, CFP®
September 3, 2020
Financial Planning
Leave The Worrying To Us

It can take extra effort to practice patience as an investor. We believe it is more useful to spend our time on the things we can control.

Tagged: Suggested Reading, Individuals & Families, Jennifer Smiljanich, Control What You Can

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