The growing U.S. national debt has become an increasingly common topic in financial headlines, and understandably so. Total federal debt (which includes debt held by the public as well as intragovernmental debt) recently surpassed $40 trillion.

What should you think about when considering refinancing a mortgage? We provide this resource for you to help determine whether to refinance your mortgage.

Sometimes, it may be helpful to point to a market force that may be actionable for you or your loved ones. One such market force now? Falling mortgage rates.