Rising interest rates are not always a bad thing. As interest rates move higher, the drop in value can be concerning, but in the longer-term, higher rates mean higher expected returns for investors, as bonds begin to produce more income.

This article explores how a buy-sell agreement works, why we strongly recommend one for our business owner clients who share company ownership, and how we can help with implementation.

By understanding and preparing for the benefits as well as costs of higher education options, you can make better higher education decisions for your family for both now and the future.

To help you figure out what you need to do in order to start your business, we provide this resource.

With an aging population and less people paying into Social Security, it is natural to wonder whether Social Security will be around for the long-term. So what can be done?

On the conflict in Ukraine, how that may impact investment markets, and what you can control within your investment portfolio.

As anyone who was looking to purchase or sell a home in 2021 knows, the US real estate market grew a lot in value in 2021. Will this continue?

China has been growing rapidly from an economic perspective. So what’s happening with the Chinese stock markets?

Video on our Vision, Mission, People, & Process.

All business exits have pros and cons. Recently, I was introduced to a business owner who had just completed selling his company to a long-time loyal employee.

To help you differentiate among the most commonly adopted pension plans by small businesses, we provide this resource.

SJS Q4 2021 Outlook including our reflections on 2021 and what we are excited about for 2022, how your finances may change in 2022, important dates and events in Q1 2022, and Tom Kelly’s healthy newborn child Oliver Kelly.

We detail changes to official federal legislation, proposed legislation, and other financial planning considerations that may impact you and your family in 2022.

We asked four SJS Team members across the country to look back on 2021 to describe what they will remember, and to talk about what they are excited about for 2022.

We would like to welcome Katie Floyd to the SJS Team in Sylvania, Ohio! Katie serves as Associate Advisor.

In my experience, a successful business exit requires honesty, especially with the person in the mirror. Acknowledging your dependence on the success of the business is worthy of contemplation and soul-searching.

Emergency savings can help you weather the toughest times, providing a cushion so that you can stay committed to your financial plan for the long-term.

Successful leaders I have been around focus on their employee experience because their employees are the folks who usually interact with their customers.

To help you plan for 2022, we provide this information regarding limits, thresholds, and changes for retirement plans and Social Security.

To help you differentiate between the most commonly adopted retirement plans by small businesses, we provide this resource.