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SJS Investment Services

Home
About Us
Why SJS
Our Purpose, Mission, & Values
Meet Your Team
SJS History
Community Involvement
Form CRS
SEC Disclosures
Who We Serve
Individuals & Families
Business Owners
Non-profits, Endowments & Foundations
Retirement Plan Services
Public Funds
How We Serve
What We Do For You
The SJS Process
MarketPlus® Investing
MySJS Portal App
Multi-Family Office
Socially Responsible Investing
News & Blog
Contact Us
Get Started
MySJS Portal
February 24, 2025
Security
Bobby Adusumilli
Protecting Your Personal Information and ...

While the returns on your investments are important, so is the safety of your personal information and assets.

Protecting Your Personal Information and Financial Assets
January 13, 2025
Financial Planning
Andrew Schaetzke, CFP®
Important Financial Planning Numbers For 2025

To help you financially plan for 2025, we provide this resource with important numbers for the year.

Important Financial Planning Numbers For 2025
January 6, 2025
Investing, Financial Planning
Kirk Ludwig, CFIP, AIF®
The Tale Of Two Curves: What The Yield Curve ...

The yield curve isn’t just an academic concept; it impacts real-life decisions.

The Tale Of Two Curves: What The Yield Curve Means For You
January 6, 2025
Financial Planning
Bobby Adusumilli
Planning Financially For The New Year

As we begin the new year, we have some ideas for concrete actions to start your new year on the right foot, financially.

Planning Financially For The New Year
January 6, 2025
Community Involvement
Scott Savage
What A Difference A Year Makes: SJS Puppy

SJS began sponsoring an Assistance Dog at The Ability Center in Sylvania, Ohio. Assistance Dogs help individuals with disabilities achieve greater independence.

What A Difference A Year Makes: SJS Puppy
Scott Savage
June 9, 2021
Financial Planning

Scott Savage Discusses His Book, "Your Business Exit: Monetizing Your Life’s Work"

Scott Savage
June 9, 2021
Financial Planning
Scott Savage Discusses His Book, "Your Business Exit: Monetizing Your Life’s Work"

SJS Investment Services Founder & CEO Scott Savage sat down with the Family Wealth Alliance to discuss insights from his book, "Your Business Exit: Monetizing Your Life’s Work."

Tagged: Suggested Reading, Scott Savage, Business Owners, Multi-Family Advisory Services, Selling Your Business

Scott Savage
June 3, 2021
Financial Planning

Growing A Business Is A Series Of Mistakes

Scott Savage
June 3, 2021
Financial Planning
Growing A Business Is A Series Of Mistakes

26 years later and having tasted every flavor of humble pie, I offer a number of experienced-based ways to reduce the risk of making the next big mistake.

Tagged: Suggested Reading, Individuals & Families, Business Owners, Scott Savage, Growing Your Business, Mistakes

Andrew Schaetzke, CFP®
May 27, 2021
Financial Planning

How To Save More Money

Andrew Schaetzke, CFP®
May 27, 2021
Financial Planning
How To Save More Money

We provide this resource to help you determine ways to save and invest more in tax-efficient ways.

Tagged: Suggested Reading, Individuals & Families, Andrew Schaetzke, Business Owners, Taxes

Scott Savage
May 21, 2021
Financial Planning

When To Sell Your Business

Scott Savage
May 21, 2021
Financial Planning
When To Sell Your Business

If you don’t know whether you want to sell your business or how you would go about selling your business, we recommend starting with the following steps.

Tagged: Suggested Reading, Individuals & Families, Business Owners, Long-Term Financial Planning, Selling Your Business, Scott Savage

Scott Savage
May 18, 2021
Community Involvement

Three Graduating High School Students Shadow SJS Investment Services

Scott Savage
May 18, 2021
Community Involvement
Three Graduating High School Students Shadow SJS Investment Services

For three graduating high school Seniors who shadowed us recently, we asked each student to write a 2-3 paragraph summary of what they learned during the week.

Tagged: Suggested Reading, Individuals & Families, Shadowing, Financial Education, Max Bruss, Theodore Gothier, Nicolas Conway, Community Involvement

Kevin Kelly, CFA
May 14, 2021
Investing

What You Need to Know Before You Invest Your Money

Kevin Kelly, CFA
May 14, 2021
Investing
What You Need to Know Before You Invest Your Money

Smart investors do their homework, find people they can trust and use strategies that work for them. Here are three things investors must know about themselves.

Tagged: Suggested Reading, Individuals & Families, Kevin Kelly, Fiduciary, Managing Your Risk, Value of Advisor

Bobby Adusumilli
May 7, 2021
Investing, Introduction to Investing

Are Stocks Riskier Than Bonds?

Bobby Adusumilli
May 7, 2021
Investing, Introduction to Investing
Are Stocks Riskier Than Bonds?

You have probably heard the saying, “Stocks are riskier than bonds.” While the logic makes sense, are stocks actually riskier than bonds?

Tagged: Suggested Reading, Individuals & Families, Institutions, Managing Your Risk, Bobby Adusumilli, Stock Market Performance, Bonds

Scott Savage
April 29, 2021
Client Service

Better Together

Scott Savage
April 29, 2021
Client Service
Better Together

At SJS, we know a team is only as good as how well its members work together – for you, and for each other. We strive to do both of these things really well.

Tagged: Suggested Reading, Individuals & Families, Scott Savage, Teamwork, Glass City Marathon

Andrew Schaetzke, CFP®
April 27, 2021
Financial Planning

How Would President Biden's Tax Plan Impact Your Finances?

Andrew Schaetzke, CFP®
April 27, 2021
Financial Planning
How Would President Biden's Tax Plan Impact Your Finances?

President Biden’s administration recently released details of a proposed tax plan. To help you determine how the proposed tax plan may impact your finances, we provide these resources.

Tagged: Suggested Reading, Individuals & Families, Andrew Schaetzke, Business Owners, Taxes

Jennifer Smiljanich, CFP®
April 22, 2021
Investing

The Case For International Diversification

Jennifer Smiljanich, CFP®
April 22, 2021
Investing
The Case For International Diversification

While history has shown that US stock markets have handily outperformed international developed markets in nine of the last eleven calendar years, we may be due for a sea change.

Tagged: Suggested Reading, Individuals & Families, Institutions, Jennifer Smiljanich, Diversification, International Equities

Kevin Kelly, CFA
April 16, 2021
Investing

Inflation: Necessity or Risk? And What Should We Do?

Kevin Kelly, CFA
April 16, 2021
Investing
Inflation: Necessity or Risk? And What Should We Do?

We believe economic inflation is a real risk - the other edge of the sword in contrast to the risk of stock-market volatility that is so often referenced in investment-risk discussions.

Tagged: Suggested Reading, Individuals & Families, Institutions, Kevin Kelly, Inflation, MarketPlus Investing

Jennifer Smiljanich, CFP®
April 13, 2021
Financial Planning

Thanks IRS, Here We Go Again!

Jennifer Smiljanich, CFP®
April 13, 2021
Financial Planning
Thanks IRS, Here We Go Again!

The IRS recently announced a delay to the date for filing and making 2020 federal tax payments, from April 15, 2021 to May 17, 2021. This change applies to individual returns.

Tagged: Suggested Reading, Individuals & Families, Jennifer Smiljanich, Taxes, IRA, Health Savings Account

Bobby Adusumilli
April 9, 2021
SJS News

Congratulations Bobby Adusumilli, CFA!

Bobby Adusumilli
April 9, 2021
SJS News
Congratulations Bobby Adusumilli, CFA!

Congratulations to SJS Investment Services Investment Associate Bobby Adusumilli, who recently earned the CFA Institute’s CFA charter!

Tagged: Suggested Reading, SJS Team, Bobby Adusumilli, CFA

Scott Savage
April 6, 2021
SJS Outlook

SJS Outlook: Q1 2021

Scott Savage
April 6, 2021
SJS Outlook
SJS Outlook: Q1 2021

SJS Q1 2021 Outlook on inflation, international stock diversification, Toledo-made gifts, and tax filing deadlines.

Tagged: Suggested Reading, Individuals & Families, MarketPlus Investing, Market Outlook, Financial Education, Institutions

Thomas Kelly, CFA
March 30, 2021
Investing

Do SPACs Deserve Our Blank Checks?

Thomas Kelly, CFA
March 30, 2021
Investing
Do SPACs Deserve Our Blank Checks?

A SPAC is a publicly traded company that raises money from investors with the intent of taking some not-yet-determined private company public. Like giving your child a blank check to go buy whatever they want. What could go wrong?

Tagged: Suggested Reading, Individuals & Families, Tom Kelly, SPACs, Stock Market Performance, Bobby Adusumilli

Scott Savage
March 23, 2021
Community Involvement

Toledo-Made: Gifts From The 419

Scott Savage
March 23, 2021
Community Involvement
Toledo-Made: Gifts From The 419

I love Toledo, Ohio. There are so many great businesses in this area, and the least I can do is to support them. Here is a list of local gifts that I usually consider.

Tagged: Suggested Reading, Individuals & Families, Scott Savage, Northwest Ohio, Gifts, Local Businesses, Community Involvement

Jennifer Smiljanich, CFP®
March 18, 2021
Financial Planning

Financial Gifting Strategies For Your Family

Jennifer Smiljanich, CFP®
March 18, 2021
Financial Planning
Financial Gifting Strategies For Your Family

Many people want to explore how they can make gifts to family members without affecting their own financial security. We offer these possible gifting options.

Tagged: Suggested Reading, Individuals & Families, Financial Preparation, Jennifer Smiljanich, Gifting, Managing Taxes, Bobby Adusumilli

Scott Savage
March 11, 2021
Investing, Introduction to Investing

What Do Millionaires Do Differently?

Scott Savage
March 11, 2021
Investing, Introduction to Investing
What Do Millionaires Do Differently?

The typical millionaire may surprise you. I think these characteristics and actions tend to help people grow their wealth over time.

Tagged: Suggested Reading, Individuals & Families, Scott Savage, Millionaires, Business Owners, Long-Term Financial Planning, Bobby Adusumilli

Andrew Schaetzke, CFP®
March 4, 2021
Investing

Should You Convert Your IRA To A Roth IRA?

Andrew Schaetzke, CFP®
March 4, 2021
Investing
Should You Convert Your IRA To A Roth IRA?

Depending on individual circumstances, some people consider converting their Traditional IRA to a Roth IRA in an effort to increase longer-term after-tax returns.

Tagged: Suggested Reading, Individuals & Families, Bobby Adusumilli, Andrew Schaetzke, Managing Taxes, IRA, Roth Conversion

Thomas Kelly, CFA
February 26, 2021
Investing

Is Your Cash Keeping Up With Inflation?

Thomas Kelly, CFA
February 26, 2021
Investing
Is Your Cash Keeping Up With Inflation?

Cash management remains vital to both risk mitigation and capital preservation. How can you increase your expected return via cash-like holdings?

Tagged: Suggested Reading, Individuals & Families, Tom Kelly, Inflation, Cash, Interest Rates, Bobby Adusumilli

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