In recent years, the rise of index funds has reshaped how many investors think about managing money. Low costs, diversification, and simplicity are real advantages – and within investment portfolios, they’ve proven effective over time. But in our experience, the idea of “set it and forget it” doesn’t typically translate well beyond investments.

At SJS, we work with you to understand the complex topic of taxes. Tax-efficient investing involves aiming to reduce and defer taxes through optimized investment management.

As you look ahead to 2026, it’s easy to feel overwhelmed by all the new financial and tax updates. To make things simpler, we want to highlight the key numbers to keep on your radar this year.

For taxable investors, the following strategies may help you save money on taxes without lowering your potential investment returns.

In collaboration with your SJS Advisor and other trusted professionals, here are some tax smart things you can consider before year-end.

In the holiday season, what can you do to still fulfill your charitable intent, while also making tax-smart investing decisions?