SJS Outlook: Q4 2022

SJS Outlook
Written By Scott Savage

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SJS Investment Services Recognized In Financial Advisor’s 2026 Registered Investment Advisor Ranking
SJS Investment Services Recognized In Financial Advisor’s 2026 Registered Investment Advisor Ranking

SJS Investment Services has earned recognition in Financial Advisor’s 2026 Registered Investment Advisor (RIA) Ranking, an annual list of registered investment advisory firms across the United States.

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Student Shadow Program Builds Financial Literacy Skills
Student Shadow Program Builds Financial Literacy Skills

This winter, we had the pleasure of hosting two students from Northview High School through our six-week financial literacy student shadow program in our Sylvania, Ohio office.

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SJS Investment Services Recognized In CNBC's 2025 FA 100 List
SJS Investment Services Recognized In CNBC's 2025 FA 100 List

SJS Investment Services is proud to be #11 on CNBC’s 2025 Financial Advisor (FA) 100 list, an annual ranking of registered investment advisory (RIA) firms within the United States.[1]

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Am I Eligible For Medicare & How Do I Enroll?
Am I Eligible For Medicare & How Do I Enroll?

Medicare Open Enrollment (October 15 – December 7, 2025) is the time to review your current healthcare coverage and make changes for the year ahead.

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SJS Investment Services Recognized In The Forbes / SHOOK 2025 List Of America's Top RIA Firms
SJS Investment Services Recognized In The Forbes / SHOOK 2025 List Of America's Top RIA Firms

SJS Investment Services has been recognized in the Forbes / SHOOK 2025 list of America’s Top RIA (Registered Investor Advisor) Firms.

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SJS Outlook: Q1 2025
SJS Outlook: Q1 2025

SJS Q1 2025 Outlook includes a market update, team highlights, SJS book club insights and important information on the social security fairness act.

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The Tale Of Two Curves: What The Yield Curve Means For You
The Tale Of Two Curves: What The Yield Curve Means For You

The yield curve isn’t just an academic concept; it impacts real-life decisions.

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Planning Financially For The New Year
Planning Financially For The New Year

As we begin the new year, we have some ideas for concrete actions to start your new year on the right foot, financially.

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What A Difference A Year Makes: SJS Puppy
What A Difference A Year Makes: SJS Puppy

SJS began sponsoring an Assistance Dog at The Ability Center in Sylvania, Ohio. Assistance Dogs help individuals with disabilities achieve greater independence.

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Letter Of Gratitude & Excitement
Letter Of Gratitude & Excitement

Stepping into 2025, SJS is filled with gratitude and excitement as we celebrate our 30th year serving you, our valued clients.

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SJS Outlook: Q4 2024
SJS Outlook: Q4 2024

This Outlook includes a letter from Scott J. Savage on gratitude and excitement, what the yield curve means for you, planning financially for the new year, SJS puppy, and looking forward to Q1 2025.

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SJS Investment Services Recognized In CNBC's 2024 FA 100 List
SJS Investment Services Recognized In CNBC's 2024 FA 100 List

SJS Investment Services has been recognized in CNBC’s 2024 FA 100 list, an annual ranking of registered investment advisory (RIA) firms within the USA.

Read more →
SJS Investment Services Recognized In The Forbes / SHOOK 2024 List Of America's Top RIA Firms
SJS Investment Services Recognized In The Forbes / SHOOK 2024 List Of America's Top RIA Firms

SJS Investment Services has been recognized in the Forbes / SHOOK 2024 list of America’s Top RIA (Registered Investor Advisor) Firms.

Read more →
Election Time
Election Time

Every four years, we get the same question (whether you have asked it, or you are thinking it) – how will the election affect my portfolio?

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Financial To-Dos Before The End Of The Year
Financial To-Dos Before The End Of The Year

As we approach the end of the year, we want to highlight some important financial items to review before the new year.

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SJS Outlook: Q3 2024
SJS Outlook: Q3 2024

This Outlook includes our discussion of election time, financial to-dos before the end of the year, new SJS Perrysburg office, SJS Team updates, and looking forward to Q4 2024.

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SJS Investment Services Recognized in Financial Advisor Magazine’s 2024 Registered Investment Advisor Ranking
SJS Investment Services Recognized in Financial Advisor Magazine’s 2024 Registered Investment Advisor Ranking

SJS Investment Services has been recognized in Financial Advisor Magazine’s 2024 Registered Investment Advisor (RIA) Ranking, an annual ranking of independent investment advisory firms within the United States.

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40 Years Of Trust
40 Years Of Trust

As I approach my 40th anniversary as a financial advisor, I can't help but look back on the road I've traveled.

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Earning More Interest On Your Cash
Earning More Interest On Your Cash

While people commonly hold their cash within checking and savings accounts, we want to highlight three short-term, interest-bearing investments that can be held within your investment account.

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SJS Outlook: Q2 2024
SJS Outlook: Q2 2024

This Outlook includes Founder & CEO Scott J. Savage’s gratitude for your 40 years of trust, how you can earn more interest on your cash, welcoming new SJS Team members, and looking forward to Q3 2024.

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Five Graduating High School Students Shadow SJS Investment Services
Five Graduating High School Students Shadow SJS Investment Services

For five graduating high school Seniors who shadowed us recently, we asked each student to write a summary of what they learned during the week.

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Our Family Has Grown By Four Feet!
Our Family Has Grown By Four Feet!

One of The Ability Center’s services is the Assistance Dog training program, which helps individuals with disabilities achieve greater independence.

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Standing On The Shoulders Of Giants: The Evolution Of MarketPlus® Investing
Standing On The Shoulders Of Giants: The Evolution Of MarketPlus® Investing

When working with investment managers, we want them to share that same client-first philosophy and sit on the same side of the table with us.

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SJS Outlook: Q1 2024
SJS Outlook: Q1 2024

The Outlook includes our evolving MarketPlus® Investing philosophy by standing on the shoulders of giants, and ways to help protect your personal information and financial assets. We also highlight The Ability Center and look forward to Q2 2024.

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Inside MarketPlus® Investing – Fund Spotlight: SRDAX
Inside MarketPlus® Investing – Fund Spotlight: SRDAX

SRDAX is a shining example of the value alternatives can bring to traditional stock and bond strategies.

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Small Town Values
Small Town Values

Isn’t this picture magical? It's Main Street in Sylvania, Ohio, the small town where I founded SJS over 28 years ago!

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SJS Outlook: Q4 2023
SJS Outlook: Q4 2023

The SJS Q4 2023 Outlook includes our insights on small town values, MarketPlus® Investing, and planning financially for the new year. We also highlight new SJS Team members and look forward to Q1 2024.

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SJS Investment Services Recognized In The Forbes / SHOOK 2023 List Of America's Top RIA Firms
SJS Investment Services Recognized In The Forbes / SHOOK 2023 List Of America's Top RIA Firms

SJS Investment Services has been recognized in the Forbes / SHOOK 2023 list of America’s Top RIA (Registered Investor Advisor) Firms.

Read more →
You Can't Take It With You
You Can't Take It With You

In addition to family gifting, many individuals support giving to organizations that aim to help their communities. We highlight some strategies to make the most of your giving dollars.

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Growing Your Cash
Growing Your Cash

You can consider putting excess cash into a money market fund, short-term U.S. Treasury bonds, or a short-term bond mutual fund / ETF.

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Scott Savage
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What A Difference A Year Makes: Bonds