MarketPlus® Investing

Move Toward Your Finance Goals — Plus So Much More

MarketPlus® Investing is our proprietary process of researching, designing, and implementing investment solutions to help you achieve your financial goals. We believe exceeding market expectations while minimizing risk is primarily the result of portfolio design, not timing or trading. This is where SJS Investment Services stands apart.

Portfolio Design

Global
Diversification

Broad exposure across global asset classes designed to help manage risk and enhance long-term opportunity.

Calculated
Risk

Strategic, evidence-based positioning in areas where higher expected returns have historically been rewarded.

Tax-Efficient
Investing

Thoughtful portfolio management designed to improve after-tax long-term outcomes.

Cost
Discipline

Structured for efficiency and lower turnover — with a clear focus on your net return.

Our Process

MarketPlus® Investing begins with a comprehensive market-wide investment framework. From there, we build a thoughtfully constructed portfolio of stocks, bonds, diversified alternatives. and private investments – strategically weighted to match your desired investment goals, risk tolerance, and timeframe.
Your money will be managed by us, but for your peace of mind, physical custody is with a qualified independent custodian of your choice.
Ongoing oversight is essential. We regularly review and rebalance your portfolio to help ensure it remains aligned with your objectives as market shift and your life evolves.
We’ll analyze the more complex considerations like evaluating changes to your asset classes, and determining whether or not new investment offerings are viable opportunities.
The SJS Investment Committee continues to sharpen every aspect of portfolio design and investment strategies by applying leading academic and practitioner advances, analyzing market developments, and reviewing everchanging key indicators.
This is not a one-and-done endeavor. It’s continual—with you, for you— focusing on diversification, reasonable costs, and tax efficiency.
We continuously evaluate and expand our investment offerings – particularly in alternative strategies, private investments, and tax-aware solutions – in efforts to complement and further enhance your MarketPlus® portfolio.
1. Markets are efficient and are priced fairly. This means that the price of an asset is the same for everyone everywhere at a given moment. And whatever has happened to a company — good or bad — it has been reflected in the price of its stock.
2. Speculating is futile. For every friend or associate you know who has hit it big on a stock tip, there are many more who have lost money trying to outguess the market.
3. Global markets have rewarded investors over the long term. History has shown that markets have rewarded investors through the ages, particularly the ones who take a long-term strategy and have the discipline to stick with it.
4. Portfolio design matters most. Exceeding market expectations while minimizing risk is primarily the result of portfolio design, not timing or trading. This is where SJS Investment Services stands apart.

TAX-EFFICIENT INVESTING

Because every investor’s tax situation is unique, we coordinate with your tax and estate professionals to align strategies with your full financial picture.

Tax-efficient investing uses investment selection, portfolio management, and financial planning strategies designed to improve after-tax long-term returns through:

Limiting taxable investment income
Deferring capital gains when possible
Trading and withdrawal strategies with a tax focus
Supporting legacy, gifting, or charitable goals

INVESTMENT STRATEGIES WITH A TAX FOCUS

Tax-efficient investment selection
Asset location: strategic use of tax-advantaged accounts
Tax-loss harvesting
Retirement and tax-efficient withdrawal planning
Charitable and gifting strategies
Tax-aware alternative and private investments
Long / short separately managed accounts (SMAs)

While all of these investment strategies may not be for everyone, our goal is to help evaluate and tailor a solution for those interested in these investments.