MarketPlus® Investing

Move Toward Your Finance Goals — Plus So Much More

MarketPlus® Investing is our proprietary process of researching, designing, and implementing investment solutions to help you achieve your financial goals. We believe exceeding market expectations while minimizing risk is primarily the result of portfolio design, not timing or trading. This is where SJS Investment Services stands apart.

Global
Diversification

Diversification across and within global asset classes using institutional-quality investment vehicles designed to help manage risk and return.

Our Philosophy

Calculated
Risk

Strategic exposure to areas where higher returns have historically been rewarded — guided by evidence and market indicators.

Tax-Efficient
Investing

Investment selection, portfolio management, and financial planning strategies designed to improve after-tax long-term returns.

Cost
Discipline

Designed for disciplined trading and lower turnover — with a clear focus on protecting your net return.

Our Process

MarketPlus® Investing begins with a comprehensive market-wide investment framework. From there, we build a thoughtfully constructed portfolio of stocks, bonds, diversified alternatives and private investments – strategically weighted to match your desired investment goals, risk tolerance, and timeframe.
Your money will be managed by us, but for your peace of mind, physical custody is with a qualified independent custodian of your choice.
Ongoing oversight is essential. We regularly review and rebalance your portfolio to help ensure it remains aligned with your objectives as market shift and your life evolves.
We’ll analyze the more complex considerations like evaluating changes to your asset classes, and determining whether or not new investment offerings are viable opportunities.
The SJS Investment Committee continues to sharpen every aspect of portfolio design and investment strategies by applying leading academic and practitioner advances, analyzing market trends, and reviewing everchanging key indicators.
This is not a one-and-done endeavor. It’s continual—with you, for you— focusing on diversification, reasonable costs, and tax efficiency.
We continuously evaluate and expand our investment offerings – particularly in alternative strategies, private investments, and tax-aware solutions – in efforts to complement and further enhance your MarketPlus® portfolio.
Because every investor’s tax situation is unique, we coordinate with your tax and estate professionals to align strategies with your full financial picture.
Tax-efficient investing uses investment selection, portfolio management, and financial planning strategies designed to improve after-tax long-term returns through:
- Reduce taxable investment income
- Defer capital gains when possible
- Trading and withdrawal strategies with a tax focus
- Support legacy, gifting, or charitable goals
KEY TAX INVESTMENT STRATEGIES:
- Tax-efficient investment selection
- Asset location: strategic use of tax-advantaged accounts
- Tax-loss harvesting
- Retirement and tax-efficient withdrawal planning
- Charitable and gifting strategies
- Tax-aware alternative and private investments
- Long / short separately managed accounts (SMAs)
While all of these investment additions may not be for everyone, our goal is to help evaluate and tailor a solution for those interested in these investments.

The Four Core Fundamentals

Markets are efficient and are priced fairly. This means that the price of an asset is the same for everyone everywhere at a given moment. And whatever has happened to a company—good or bad—it has been reflected in the price of its stock.
Speculating is futile. For every friend or associate you know who has hit it big on a stock tip, there are many more who have lost money trying to outguess the market.
Global markets have rewarded investors over the long term. History has shown that markets have rewarded investors through the ages, particularly the ones who take a long-term strategy and have the discipline to stick with it.
Portfolio design matters most. Exceeding market expectations while minimizing risk is primarily the result of portfolio design, not timing or trading. This is where SJS Investment Services stands apart.